I found a blog today on budgeting what you get from your wage. I’m trying to save up for a mortgage as well as live the life I want. But I struggle towards the end of the month to pay for my food shop.
Looking at the post over on Brit & Co site. The 50/30/20 rule is something I wanna see if I could work with. I’ve had a look at my pay period income. Seeing as I’m only halfway through the month, I’m not very flush. Here is my current tally:
50% – 220
30% – 70
20% – 0
These are the amounts I have left to keep me going into December. I’ve got the amounts on my notice board so I can see clearly and check before I hit the buy now button.
Think I need to go back to my simplicity core value. Be frugal to help me pull back my spending. Not gonna be able to save for a house if I keep spending my money. I’ve also said yes to events over the next few months which need paying for to and it’s Christmas next month.
Have you any posts or advice where I could help myself to cut down on spending or on being frugal in my life?
On a high note for me. I moved my furniture around in my room. This wasn’t the first time. I said last time it’s the last. Clearly, not as it took me an hour and a half to move all but my wardrobe.
I feel more uplifted on how it is laid out now. Everything is spread out more. I feel the room is bigger. I can close my blinds now too as the doggies cannot jump on the window ledge. Something my mum was happy about.
I’m not gonna promise I won’t move my room around again in the future. But I can see this as until future notice, possibly until I move into my own place, layout. Excuse the messy bed.